What is HYIP ?

HYIP ,which stands for High Yield Investment Program, is a program which offers high yield investment .It is the most profitable investment program offering interest rates ranging anywhere between 5 - 250% a month.

HYIP''s are using different investment strategies to generate high returns. They are involved in capital management, such as Forex trading, stock exchange, sports betting, metal trading etc. There are even HYIPs investing in other HYIPs. There are also programs that are not investing at all. These belong to the scammers.

High Yield Investment Programs carry their daily activites via the Internet. They typically accept investments of $10 or less while promising high returns.

E-gold is the easiest and the most effective system of international electronic settlements. It is optimal for participation in high yield investment programs as it makes it possible to get the earned money instantly.As it is suitable form of online payment system that works around the globe, HYIPs operate worldwide and accept large numbers of small investments.

Most High Yield Investment Programs do not survive for very long , turning out to be a scam. Scam HYIPs are Ponzi schemes.A Ponzi scheme is an investment operation that involves paying abnormally high returns ("profits") to investors out of the money paid in by subsequent investors, rather than from net revenues generated by any real business.This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme, known as compounding (because even higher profits are promised).

Taking both the negative and positive aspects of High Yield Investments into consideration, the conclusion is; if done right, High Yield Investments can be extremely lucrative.

If you are considering on making an investment in a HYIP be certain to do diligent research first. You should also learn the HYIP techniques and strategies to come up with nice return on your investment.

Starting An Investment

When you begin starting an investment, you may find yourself wondering where you should begin. You may have heard friends or co workers talking about their investments, and decided you should give it a try. You may have also found yourself wondering where they got the money to start or how they knew what to invest in. Then again, there are a lot of people who don''t know where to begin, so they never start at all.

The wide array of investment related choices, the vast amount of information about investing, and the risk alone is intimidating and may prevent you from taking those first steps towards starting an investment. Keep in mind that is doesn''t have to be that way. Believe it or not, you only need to know a few basics in order to begin your career in the world of investing.

The first question most people have is where you get the money to invest. If you look around, you will find plenty of stock mutual funds that allow you to invest with 500 dollars or less. You could use your next bonus at work, your income tax refund, or simply put in some overtime for some extra cash. If you are unable to come up with 500 dollars to start your portfolio, many funds will allow you to skip the initial lump sum investment if you sign up for monthly withdrawals from your checking account.

When starting an investment, you are ready for some long term investments. The step in choosing is knowing what your goals are. The investment type you choose will depend on the amount of time available before you need the money. Most all stocks are considered long term investments, and therefore it''s best to plan on holding stocks or stock mutual funds for five years or longer.

The next thing you will need to know when starting an investment is your risk tolerance. If you''re the type of person that hides your money under your mattress because you don''t trust the bank, you''re probably not going to feel very comfortable investing in volatile technology stocks.

Now, you may be wondering how to choose an investment. Most investors and experts will recommend spreading your money over several different types of investments in order to reduce the risk, because one type of investment typically does well when another one doesn''t. By having money in more than one type of fund, you''re more likely to get a decent combined return in one category takes a downturn.

When you are ready to begin starting an investment, you should use caution and research everything that is available to you. The above will assist you in getting started; the rest is up to you.

Key Investment Strategies

Even though making money in HYIPs is not difficult, making a nice and consistent return on investment needs efficient and proven strategies. Here are four recommended strategies; every investor should practice in his daily activities to make nice returns on investments. Here are the 4 Strategies you should practice in your daily HYIPs activities to Achieve Success.

Never invest unless you make a research

The first step you should take before investing your money into a high Yield Investment Programs is to find out the most profitable and stable programs that could bring a nice return on your investment.

1. Making research on popular search engine like google is the easiest way you can start you research.

2. Another tool for making a research is Forums. Forums are a great place to exchange ideas with people who have the same interest with you. There fore, as a research tool, you have to visit known, popular, trusted and professional forums and read what people are saying about different programs. You can also ask questions in these forums. But you should not believe every thing people are saying in forums. Because there are people answering your question, by posting their referral link, who are not interested in you but their commission. One thing I would like to remind you is, you should never depend your research on a single forum.

3. Monitoring Sites are another place where you can make your research. But there are certain issues you should be aware of monitoring sites.

a) Do not depend on a single monitoring site

b) HYIP admins treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean, the HYIP is paying all investors.

c) Read all rating given by the investors on the program you are making research.

Diversify Your Investment

High Yield Investment Programs are very high-risk programs .As a successful investor, one of the issues you should look seriously is to reduce the risks associated with these programs. One of the effective strategies used to reduce the risk is through diversification. Investing your money into many programs. Investing in a single program is risky, because if the program collapses, you lose all your money. But if you put your money into many programs, if one of the programs fails, you will still have money in other programs.

Always make a test Spend

Because As the risks associated with these Untried programs are high, always you should be cautious to join these programs. But if you decide to invest in untried programs always make a test spend, before investing big amount. After you make a successful repeated test spend, you can proceed into a series investment. But one thing you should be aware is some HYIPs pay you for a small spend but when it comes to large spend, they do not pay you.

Get your Original Spend back quickly and Make a regular withdrawal

As it is impossible to predict the age of HYIPs, it is always recommended to withdraw you money until you get your original spends back. Even after you get your original spend, it is always preferable to make a regular withdrawal. My Recommendation is withdraw 50% of the profit while investing 50% that is 50% compounding after you get your original spends back. As you are responsible for your investment on HYIPs arena you should always implement these strategies to come up with a nice return on your investment.

Due Diligence

What is Due Diligence?

Due Diligence (DD) is a process whereby an investor investigates the attractiveness of an opportunity and assesses the quality of the management team and the key risks associated with the opportunity. It is a Way of verifying the validity of a particular program''s real investment opportunities. It helps to discover everything about particular program''s real investment opportunity before you invest your money.
Due diligence is probably the most critical stage in investment. It is a complete investigation and review of the investment opportunity.

When to Start the Due Diligence?

The investigation process begins the moment opportunity becomes of interest to you. Your goal is to make certain that you uncover everything about a particular program''s real investment opportunities before you invest in it. You don''t have to meet the company''s staff or even visit the business for your research to begin. The Internet is an incredible tool that will allow you to investigate the validity of a particular program.

Here are Due Diligence steps to follow before investing in any program:

1. Check out a program''s website

The first step you should do is to check out a program''s website. Carefully investigate its website design. Some of the things you will see on scammer''s website are: Not professionally designed website, Old templates with a standard collection of FAQ (Frequently Asked Questions), Unorganized and Irrelevant website navigation, offering unrealistic daily return, Poor security website, Continuous failing website, No actual names and contact details and cheap scripts

2. Way Back: Investigate how a website looked in the past

Way back machine is one of the most important tools that are used to investigate how a website looked in the past.
Some Scammers claim that they have been online for long time. Using Way Back Machine you can easily identify if the website has been online for long time. Way Back Machine has 50 billion web pages archived since 1996. To investigate if they have been online for long time, Visit

Type in the web address of a site or page where you would like to start, and press enter. Then select from the archived dates available. The resulting pages point to other archived pages at as close a date as possible. You will be shown the search results for your particular website, categorized by year.

Just see if the contents of the website at different times match. Also focus for contact details and see if they match.

3. Make Research on Forums and Monitoring Sites

Another tool for making a Due Diligence is Forums. Forums are a great place to exchange ideas with people who have the same interest with you. There fore, as a research tool, you have to visit known, popular, trusted and professional forums, like HYIP Discussion and Golden Talk and, read what people are saying about the particular program. Monitoring Sites are other Due Diligence tools where you can make your Investigation. But there are certain issues you should be aware of monitoring sites.

a) Do not depend on a single monitoring site

b) HYIP admins treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean the HYIP is paying all investors.

c) Read all rating given by the investors on the program you are making research.

4. Check WHOIS information: Domain registration data of a company''s website

Check the domain registration data of a company''s website. WHOIS information gives you full information about the company including telephone number. You can use either of these sites to find the WHOIS information:

Type in the web address of a site or page where you would like to get information, and press enter. A complete list of contact details will be displayed on your screen. Some of the information you will see on the screen are: Domain Name, Expiration Date, Creation Date, Last Update Date, Registrant, Administrative Contact, Technical Contact, Registration Service Provider, Registrar of Record, Record last updated and Record expires, Record created and Domain servers in listed order

Once you get the WHOIS Data You should investigate carefully the dates of domain registration and expiration. If the company claims that they have been working online for long time, but their website domain was registered only few months ago, it is just an indication of dishonest. At the same time, if the company''s offers a long term plan and the domain registration expires in the near future, the probability of company being a scammer is great.

Finally, just give a call to the number specified in the WHOIS data and make sure that the contact details really belongs to the person listed in the WHOIS data.

5. Request the company''s documents

It is always recommended to request and investigate the company''s documents, before proceeding with an investment. You need to request and verify the following documents:

.Valid Business Registration Certificate,

.Financial Records,

.List of banks with which the Company has a financial relationship.

6. Confirm the validity of the Company''s documents

At the final stage of your Due Diligence you should confirm the validity of the documents requested from the company. This is carried out by contacting the issuing institution.

In conclusion, there is always a risk associated with High Yield Investment Programs. These risks are minimized by implementing proven and effective strategies.

To find out more about investment strategies, Visit HYIP Strategies

Investment Diversification

High Yield Investment programs usually involve in a variety of high risk and volatile field of investment such as Forex trading, Stock exchange, Sports betting, metal trading etc. There are also HYIPs that do not invest at all, scammers. From these facts, you can easily realize that there is always a risk associated with investment in HYIPs.

If you are not able to control these risks, you will lose your hard earned money badly. For that reason, you should be able to implement a mechanism to manage and minimize these risks to the smallest possible. The most effective way of minimizing these risks is Diversification.

What is Diversification as applied to HYIPs?

Diversification is a technique that reduces the risk by spreading your portfolio over many programs to avoid excessive risk imposed by HYIPs. In simple English this means " do not put all your eggs in one basket".

There are certain issues you should consider on how to diversify you portofolio over different programs. Let''s see these issues one by one:

Determining how many Programs You should have

Obviously diversifying over 10 programs is better than investing into 2 programs. It is even better to have 20 programs instead of 10. But, it is hard to find 20 solid programs. There fore , The bottom line for diversification , as far as HYIPs is concerned is that , you have to diversify you portfolio over researched programs as maximum as possible. But, I want to clarify one thing; Diversification does not mean spreading your portfolio over scam programs. Always make a diligent research before you diversify you portfolio.

To put it briefly, diversify your portfolio to at least 5 to 10 well researched programs.

Mixing between Old and New Programs

You may have favorite programs performing well for long time, programs which you have more confidence, well researched and what you think are reliable. But there is a concern in HYIPs arena; there is always a calculated risk even with the most solid program. It is hard or impossible to exactly determine the age of a particular HYIP. For this reason, it is always recommended to mix your favorite HYIPs with new programs.

How much to Invest between each programs

It is obvious that you should spread your portfolio over different programs proportional to the programs credibility. But, you should be careful not to over invest in a particular program.

Let''s see what does this mean, say you have 8 programs and your portofolio is $1,000. It is not advisable to put $450 in a single program while investing $50 each between the rest 7 programs. You should make a balanced investment. Balanced in a sense, spread your portfolio proportional to the credibility of the programs.

Let''s how you can do this with your favorite 8 programs and $1,000.

To Star with, First group and grade your favorite programs based on their performance and credibility.

Say you have grouped your programs as follows:

.Class "A" (Top performers) programs - 3 Programs

.Class "B" (Good Choice) programs - 2 Programs

.Class "C" programs (Programs with less credibility than class "B") - 3 Programs

And your grading for each class is:

.Class "A" is 1.5

.Class "B" is 1.25

.Class "C" is 1

(3 x 1.5) + (2 x 1.25) + (3 x 1) = 10

Now, let''s see how to distribute your portofolio over each class;

> For Class "A" programs: (1.5/10) x $1,000 = $150

> For Class "B" programs: (1.25/10) x $1,000 = $ 125

> For Class "C" Programs: (1/10) x $ 1,000= $ 100

Which means, invest $ 150 for each class "A" programs, $125 for Class "B" and $100 for Class "C" Programs.

Note that each number given is only for demonstration purposes; actual numbers are determined based on the number of your favorite programs and you grading.

You should also understand that the amount of investment for each program depends on other issues, such as the minimum investment of each program. Some programs have minimum investment of $10, $50, $100, $200; even there are programs with minimum investment of $1,000.

I would like to point out that you should always follow-up each of your favorite programs, make evaluations and adjust them accordingly.

In conclusion, there is no ideal diversification formula that is right for every investor- it depends on each program, your financial situation and tolerance of risk. But, if you diversify you portofolio over different programs, you money will always be safe even under the worst case.

Prevent Getting Scammed

Step One:

Use the following Whois Lookup sites to find out the Web Owner details information:

Lookup IP Address

Lookup Internet Service Provider (ISP)

Lookup IP Address belongs to (Organization)

Lookup Country

Lookup Continent

Lookup State

Lookup City

Lookup Latitude

Lookup Longitude

Lookup Timezone

Lookup Registrant (website registered address, person contacts & etc.)

Step Two:

Before participate the Web Program, review Web Owner Site''s operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:

Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:

If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator:

2. International Web Police:

3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to and complaint of web site Network abuse).

4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as [address/state police] or [(country) government authority].

5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:

Lastly to say; an investor should take note on Web Site''s ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority.

Online Investment Tips

When it comes to online investment tips, everyone could benefit from tips. Most people are new to online investing, and are not very familiar with the way things work. The online world of investing can be cruel, but also very rewarding. When it comes to investing online, the tips you will find below are designed to help you make the most out of your experience.

The first thing to do with online investing is to start small. If you are new to this method of investing, don''t put your entire life savings into an online account. Instead, start with a smaller sum, which should be easier to handle and keep track of. Once you feel confident enough, you can decide to add more money to your online account.

Once they are online, many investors tend to concentrate on stocks, specifically larger, more domestic ones. Most online investment tips note that while these stocks should make up part of your portfolio, they shouldn''t be all of it. Also make sure you take into account your time horizon and risk tolerance to develop a well balanced portfolio of stocks, bonds, and cash.

When it comes to mutual funds, most investors are into them for a reason. Most investors don''t have the expertise to make their own investment calls on individual stocks. They are also too preoccupied by work and other demands to spend every minute watching the market. You should keep your mutual funds and it will probably be an unwise move for you to cash out your long term fund holdings.

Other online investment tips note that costs may not always be obvious. Even if online broker costs are somewhat lower than those of full service brokers, they can still add up, even if you do a lot of buying and selling. Online broker firms also like to impose a number of other fees and charges that should be studied closely.

When it comes to orders, you should make them work for you. If you plan on doing your own investing, you will need to learn how to use the tools that are available in order to avoid potentially steep losses and to buy or sell a stock at effective prices. This way, you get a good decent return on your investment.

As beneficial as online investment tips may be, problems that you will encounter are inevitable. Investing online is not foolproof. Sure, there will be times when you can''t access your account; you could even be away from the computer when the market makes a major move.

When it comes to online investing, your internet connection could be down as well, or the online firm''s server could crash due to heavy trading, unexpected software glitches, or another sort of natural calamity. Make sure you are familiar with the firm''s alternative trading options. This may include automated telephone trading or calling a broker.

The most helpful of all the online investment tips, is to always remember that information is power. If you plan on buying and selling individual stocks online, it is in your best interest to keep yourself as well informed as possible. Don''t settle for just the hype about hot stocks.

Top 10 investing scams

The stock market has picked up steam lately, but for many investors the resurgence isn''t enough. Instead, they look for quicker ways to bolster their portfolios. The problem is, some promised high-return opportunities are downright frauds.

Ponzi scammers top the list of scam artists taking return-hungry investors to the cleaners, according to the latest look at the investment industry by the North American Securities Administrators Association. A close second -- investment fraudsters targeting seniors.

"These schemes offer products and pitches that may sound tempting to many seniors who''ve seen their retirement accounts and income dwindle in recent years," says Ralph A. Lambiase, NASAA president and director of the Connecticut Division of Securities. "It pays to remember that if an investment opportunity sounds too good to be true, it usually is."

The quest for a safe investment vehicle is the common theme in all the scams. Here are this year''s top 10, ranked roughly in order of prevalence or seriousness:

1. Ponzi schemes. This is an old scam named for Charles Ponzi, a swindler from the early 1900s who conned $10 million from investors by promising 40 percent returns. His scam has been copied by countless crooks. The formula is simple: Promise high returns to investors and use their money to pay previous investors.

According to the NASAA, Ponzi scammers often blame government intervention for the failure of their system. In Mississippi last year, two Ponzi scammers pled guilty to a scheme that bilked 41 investors from four states out of $10.2 million. They told investors they were taking part in a money-trading program. The program never existed.

2. Senior investment fraud. Record-low investment rates, rising health care costs and an increased life expectancy have set seniors up as targets for con artists peddling investment fraud -- like Ponzi scams, unregistered securities, promissory notes, charitable gift annuities and viatical settlements. Last year, Pennsylvania securities regulators shut down a Ponzi scheme that bilked $2 million from seniors'' pensions and IRAs.

3. Promissory notes. These are short-term debt instruments often sold by independent insurance agents and issued by little-known or nonexistent companies. They typically promise high returns, upward of 15 percent monthly, with little or no risk.

4. Unscrupulous stockbrokers. As share prices tumble, some brokers cut corners or resort to outright fraud, say state securities regulators. And investors who have grown more cautious and scrutinized their brokerage statements have discovered their financial adviser has been bilking them via unexplained fees, unauthorized trades or other irregularities.

5. Affinity fraud. Taking advantage of the tendency of people to trust others with whom they share similarities, scammers use their victim''s religious or ethnic identity to gain their trust and then steal their life savings. The techniques range from "gifting" programs at churches to foreign exchange scams.

6. Unlicensed individuals, such as independent insurance agents, selling securities. From Washington state to Florida, scam artists use high commissions to entice independent insurance agents into selling investments they may know little about. The person running the scam instructs the unlicensed sales force to promise high returns with little or no risk.

This is the third year this entry has been on the top-10 list.

Investors approached by an independent agent should first call the state''s securities regulator and ask if the salesperson is licensed. Then ask whether the investment being offered is registered as well. If the answers are yes, the investors should be more comfortable about the product. But investors should review the product with the same healthy skepticism that they would any investment opportunity.

7. "Prime bank" schemes. Con artists promise investors triple-digit returns through access to the investment portfolios of the world''''''''''''''''s elite banks. Purveyors of these schemes often target conspiracy theorists, promising access to the "secret" investments used by the Rothschilds or Saudi royalty. In an effort to warn investors, the Federal Reserve pointed out that these don''t exist. But unfortunately, that government denouncement just feeds into the conspiracy mindset linked to this scam.

8. Internet fraud. According to NASAA, Internet fraud has become a booming business. In November, federal, state, local and foreign law-enforcement officials targeted Internet fraudsters during Operation Cyber Sweep. They identified more than 125,000 victims with estimated losses of more than $100 million and made 125 arrests.

"The Internet has made it simple for a con artist to reach millions of potential victims at minimal cost," says Lambiase. "Many of the online scams regulators see today are merely new versions of schemes that have been fleecing off-line investors for years."

Lambiase warns consumers to avoid the infamous Nigerian 419 scam, saying Internet users should ignore e-mails from individuals in need of help who want to deposit money in overseas bank accounts.

"Don''t be dot-conned," he says. "If you get an e-mail pitching a deal that can''t be beat, hit delete."

9. Mutual fund business practices. Recent mutual fund scandals have made the national news and attracted the attention of investors and launched several investigations.

"These investigations demonstrate a fundamental unfairness and a betrayal of trust that hurts Main Street investors while creating special opportunities for certain privileged mutual fund shareholders and insiders," says Lambiase. "We will continue to actively pursue inquiries into mutual fund improprieties," he says.

10. Variable annuities. As sales of variable annuities have risen, so have complaints from investors -- most notably, the omission of disclosure about costly surrender charges and steep sales commissions. According to the NASAA, variable annuities are often pitched to seniors through investment seminars -- but regulators say these products are unsuitable for many retirees. Lambiase says variable annuities make sense only for consumers who can afford to have their investment locked up for 10 years or longer.

"Our fight against fraud never stops because each year con artists discover new ways to fleece the public," says Lambiase. "Sadly, many of the age-old scams still work to cheat victims of their hard-earned savings as well

11 Secrets of HYIP Pros

Achieving success in online investment requires developing Habits and Attitudes that brings a mindset to fully exploit the benefits of HYIPs. This Mindset is the most decisive factor to turn Your Dreams into reality and accomplish incredible success in HYIPs arena.

Here are 11 Secrets HYIP Pros use to succeed in HYIPs:

1. HYIP Pros are Committed to learn the Hard Staff

Most HYIP investors lose their hard earned money badly. Why? Because most of them lack knowledge and experience on how to deal in HYIPs arena. In other words they do not have knowledge on how to choose a particular HYIP for investment, how to manage their investment, what strategies and techniques to use, etc. They learn their lessons the hard way: they lose a lot of money first by investing how they shouldn''t, and then they try to learn what they needed to know in the first place. HYIP pros are different. They learn first how to do all the hard things. They learn all about HYIP strategies and techniques. They set goals, make daily and weekly plans and measure their progress. They do not waste their time wondering around sites unless they have hard evidence that these sites will bring them success.

2. HYIP Pros work a Plan

Successful HYIP Pros have simple working model: they replicate their success. They know what strategies to use; they consistently work with these techniques and strategies. And more important, HYIP pros follow a schedule. Organization, Tacking returns and daily HYIP management are a way of their daily activities in HYIPs arena.

3. HYIP Pros Set Goals & Limits

Goal setting is a very powerful technique that can yield strong returns in all areas of your life. At its simplest level the process of setting goals and targets allows you to choose where you want to go in life. By knowing precisely what you want to achieve, you know what you have to concentrate on and improve. HYIP Pros set sharp, clearly defined goals so that they will be able to achieve more and improve their performance. By setting goals, and measuring their achievement, they are able to see what they have done and what they are capable of. The process of achieving goals and seeing their achievement gives them the confidence and self-belief that they will be able to achieve higher and more difficult goals. HYIP Pros have a clear sense of purpose and direction in every area of their investment in HYIPs.

4. HYIP Pros take strong Measures to protect their Account Safe

HYIP Pros work hard to generate money at the same time they work hard to keep their money safe. They know how to deal online .HYIP Pros know that protecting accounts related to HYIPs activities are important. As a result they are always keen to take measures that protect their accounts safe. They Use anti-virus software, a firewall, and anti-spyware software to help keep their computer safe and secure. They always set up their operating system and Web browser software properly, and update them regularly. HYIP Pros Use strong passwords or strong authentication technology to help protect their personal information. They wisely Use e-mail against fraudulent [phishing] emails and attachments which are often used to trick people into giving up personal information

5. HYIP Pros Make Research

HYIP pros obtain and analyze as much information as possible before making any investment decisions. They do not invest unless they have hard evidence that these sites will bring them profit. They verify the validity of a particular program''s real investment opportunities: They check the [WHOIS DATA] so that they will be able to get the detailed information about a particular business. In addition, HYIP Pros verify particular HYIPs trading history and qualification. They make the optimal research before investing their money.

6. HYIP Pros Diversify their Portfolio

HYIP Pros know that High Yield Investment Programs always carries a calculated risk. They are always working hard to minimize excessive risk imposed by HYIPs. They know, Diversification is technique to manage their investment. They spread their portfolio over different programs. HYIP pros also know how to distribute their investment over each program. They spread their investment proportional to the credibility of each program. They do not over invest. They focus on overall plan of their investment.

7. HYIP Pros Get Their Principal Back Quickly

One of the greatest problems in HYIPs arena is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take some mechanism to make your investment safe. One way of doing this is to properly use different compounding options. HYIP Pros Know how to Compound for a particular HYIP at different times. HYIP Pros get their original spend back as fast as possible, i.e. they set the compounding option to 0% until they return back their initial investment, then after, start compounding depending on the status of the HYIP. They usually withdraw 50% of their profit by setting the compounding option to 50% after they return back their initial investment. And they watch for red flag for a particular HYIP, if they come across these red flags, they keep on withdrawing by setting the compounding option to 0%.

8. HYIP Pros are always watching for red Flags

HYIP Pros are always involved looking beyond the obvious, they act like a watchdog. They watch for important information about particular HYIP indications of potential problems or red flags, clues that a HYIP may be heading for trouble. They know what a healthy HYIP looks like, how Ponzi''s look like, how they behave and what tricks HYIP scammers use to cheat investors.

9. HYIP Pros are ready to lose

HYIP Pros understand that high yield investment programs are risky. Therefore, they are always ready to accept any lose. But, they learn from their mistakes.

10. HYIP Pros Work Consistently

To achieve their goals, HYIP Pros have self-discipline to work every day with all the energy they possess. They consistently work to get a consistent result. Secret of their success is discipline.

11. HYIP Pros Never Quit

HYIP Pros never quit. They know that HYIPs always caries risk and they are constantly working to avoid these risks. When things go wrong, they don''t give up; they Keep on working hard and consistently and finally succeed. They know there is no magic bullet that will make them rich overnight without much effort. They are always patient to see the result.

Good And Bad HYIP

From what you are probably aware of; there are a lot of HYIP opportunities that can be considered good and bad. What you are probably wondering or not aware of, are ways to evaluate them before you go out and lose a lot of money on them. Everyone is probably aware that any type of hi yield investing poses risks, and these risks are always there.

Any type of HYIP will contain characteristics that will slant them in one direction or another. It is by evaluating those characteristics that are able to sort them out. Keep in mind that the HYIP proponents are keen to confuse and issue, and deflect attention, but you can dig through most of that if you know what you are looking for. Below, you find some examples that you will assist you in your decisions and research.

- Games of chance v investments: There are hundreds of games sites on the internet, many of which cost money to enjoy. While there is certainly nothing wrong with that, they obviously have no place in our consideration of hi yield type investments. They should be identified, and thrown out whenever they seep in.

- Recyclers'' v generators: A lot of HYIP out there like to invest in the same thing. While this may be ok, there are a lot of traps; especially if this is hidden, or denied, and the expected results are overstated.
- Short term v long term: All HYIP''s that offer excessively fast returns are almost always doomed. Because of this, you should beware of the excessively fast money merchants.

- Real v virtual money: A lot of the HYIP''s pay your returns into their own accounts, and tell you that the money is there, often with restrictions on how you can get access to it. This method is very widespread, and is usually ok, but still needs to be tested before you invest a lot of money into it.

- Fixed interest v variable return: As you probably know already, fixed interest looks nice. Although it''s usually not consistent with actual earning rates, it still raises a conflict and sometimes complete failure. A lot of the best HYIP''s deal with the problem simply by offering low quotations of minimum return, although its better to be dealing with someone who meets those standards, than someone who repeatedly defaults on more optimistic targets.

With any type of HYIP, you should always consider them to be bad until you have proof that states otherwise. Don''t get the wrong idea; there are a lot of these out there that can be very beneficial. Before you invest your money, you should make sure you know what a good and bad HYIP really is.

Iswar Mohanty